Guys ,
Anyone deal with this before ?
Here it is I recently got my yearly policy statement and for the year the premuim is $726.00
Now I have a 2000 ranger R93 with a 2019 Evinrude G2 200 motor.
I thought it was high so I called my agent office got a hold of one of the sales people and they said that they would take a look at the policy.
I have been on this policy since 1996 .
The agent sales person calls me back and said I have good news!
He said That He could rewrite the policy lower the deductible and premuim to $280.00 per year.
This was good but I worrie that I have been overpaying for insurance for years!
The sales person said well at the time the policy was writen that was the rate.
He said sorry it slipped through for so long but the new underwriting policy was not availble until about 12months ago .
So I realy did not over pay .
I asked why I was never asked to review the policy he said that unless the customer inquires they dont look at it.
I say BS they owe me money .
Am I correct or wrong ?
Do I have any recorse on this to get money back?