You da man!First, I am retired. If the same on calls twice on the same day, I talk to them, never give a yes or no answer, and just waste their time. Once they figure it out they don't call near as often. Love the credit card call. I am always down at the barn and my wallet is up at the house. Hang on and I will go get it, (gasp,gasp) I am half way there,don't hang-up. If you do it right, they will cuss you and hang-up.