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  1. Thread: 2000 TR186

    by TritonMJM
    Replies
    0
    Views
    159

    2000 TR186

    Thinking about selling my boat due to not using it much. Suggestions on how to determine a fair price? Thanks.
  2. Thread: CFP CFA

    by TritonMJM
    Replies
    1
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    2,592

    We hired our intern from last year as he...

    We hired our intern from last year as he graduated this year and plans to sit for the CFP exam in March. He was brought on as a para-planner to assist several advisors in the office. He is doing...
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    My office is 10 minutes from the hotel. Plenty...

    My office is 10 minutes from the hotel. Plenty of good restaurants in the area. What specifically are you looking for in terms of dos and donts? We do have a BPS and Cabelas in the area.

    Travel...
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    10
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    Then should be taxed at short or long term...

    Then should be taxed at short or long term capital gain rates. If held for over a year, i think long term rates are 0, 15, or 20%.
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    619

    Not a tax professional, but the answer is it...

    Not a tax professional, but the answer is it depends. If a regular account, your gains are taxed at short or long term capital gains. If from a tax deferred account, ordinary tax plus penalty if...
  6. Mutual funds are priced one time a day based on...

    Mutual funds are priced one time a day based on the value of the investments in the fund. Price doesnt change due to demand or lack of demand for the fund. ETFs are different. They can be priced...
  7. Advisors who continue commission based business...

    Advisors who continue commission based business are going to be required to have best interest contracts with clients on retirement accounts. That concerns advisors because they can be held...
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    607

    I believe Georgia allows contributions into the...

    I believe Georgia allows contributions into the Georgia 529 to be tax deductible up to a certain limit. If that is the case, you will need to use that plan, not another state's plan.
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    82 for sure....I think.

    82 for sure....I think.
  10. Replies
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    810

    Check your breakers. One side is for tge heating...

    Check your breakers. One side is for tge heating element. Possible to run but no heat. Maybe a long shot but worth a check. If no heat it will sense the dryer needs to continue due to the clothes...
  11. Thread: Options

    by TritonMJM
    Replies
    6
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    2,002

    Nope!

    Nope!
  12. Thread: Annuities

    by TritonMJM
    Replies
    39
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    1,438

    Correct. I only recommend two.

    Correct. I only recommend two.
  13. Thread: Annuities

    by TritonMJM
    Replies
    39
    Views
    1,438

    Agreed. It all starts with a plan! Music to my...

    Agreed. It all starts with a plan! Music to my heart.
  14. Thread: Annuities

    by TritonMJM
    Replies
    39
    Views
    1,438

    Good fit: People who want income for life...

    Good fit:
    People who want income for life without fear of running out of money.
    People who want downside protection with tax deferral.
    People who want tax deferral and/or enhanced death benefits
    ...
  15. Thread: Annuities

    by TritonMJM
    Replies
    39
    Views
    1,438

    Correct. I use spreads, not caps.

    Correct. I use spreads, not caps.
  16. Thread: Annuities

    by TritonMJM
    Replies
    39
    Views
    1,438

    Truth is very few people, advisors included,...

    Truth is very few people, advisors included, fully understand annuities. As an advisor, i can attest that so many people have fallen for the stories they were sold. Personally, I have sold very few...
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    3,701

    Odds are the credit union has a revenue sharing...

    Odds are the credit union has a revenue sharing arrangement with a broker/dealer. At least that is what i see around my area. Smaller banks do the same thing.
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    3,701

    Fee based plus financial planning even more...

    Fee based plus financial planning even more unbiased and objective.
  19. Replies
    12
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    3,701

    As an advisor I can tell you there are good ones...

    As an advisor I can tell you there are good ones and bad ones. No different than other industries. I would advise you find one who will take the time to learn your situation and create a financial...
  20. Replies
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    773

    Same for 99, 09, and 12. Not suggesting people...

    Same for 99, 09, and 12. Not suggesting people run out and buy international, rather just responding to a question. Info based on annual returns.
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    773

    Yes. 2003-2007. if growth and volatility are a...

    Yes. 2003-2007. if growth and volatility are a concern, a well diversified portfolio is the way to go. A concept many have forgotten about over the past couple of years.
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    I look at a lot of things when reviewing funds,...

    I look at a lot of things when reviewing funds, but monthly or quarterly distributions is not overly important to me. So i would not base your decision on that factor. That said, if someone relied...
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    TEI is a bond fund. DEM is an equity fund.

    TEI is a bond fund. DEM is an equity fund.
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    823

    I use DEM and HIEMX. Dont be afraid of mutual...

    I use DEM and HIEMX. Dont be afraid of mutual funds. EM is an area where active management makes a difference.
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    4,859

    Skinny Dip by New Belgium.

    Skinny Dip by New Belgium.
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