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Hit the exchange and pay out of pocket.

I thought this was a good question. I mean with FFS you have to find the right area first and then the FFS may tell you whether there may be fish there and at what depth.It is not like you just put...

Very true. A windfall can be a dangerous thing for those who are not use to managing investments and money.

Had to file an extension at the last minute. Normally they take the money out of one of my accounts and I thought I had enough in there to cover it. We sold a second home and I under estimated what...

Thanks. Hopefully we will all be weekday fishing soon as that has always been my dream.

I think I have hit my number. I won't need to sell anything in retirement as I can live off a portion of the investment income, most of which will be taxed at 15-20%. After paying the withholding...

Pretty impressive showing by that 24 year old Swede. I bet we will be seeing more of him in the years to come.

Sometimes some TFS perform well based on a few holdings. If you want to avoid paying the expense you could look through the ETF portfolio and maybe pick a few different stocks within it (maybe one...

I put a sample portfolio of just these 2 ETFs in Morningstar and it doesn’t look like they overlap all that much in their holdings. SCHD has a higher dividend and more value stocks and DGRO has a...

I don’t think the markets are going to take it well. I would think energy prices will rise as well if this conflict expands and lasts a long time.

Thanks. I may try to get a job once I move close to Clemson to maybe teach business law or something. I love being around younger people and seeing their energy and ambition. I figure between that...

Well what is the point of working when your W-2 wages are taxed to the point where it is meaningless? I could be fishing instead of working a job at ordinary income at a higher tax rate. At some...

No I was just saying that I spent my entire after tax w-2 income from last year paying the tax bill. It no longer makes sense for me to continue to work and pay withholding when I could just forgo...

After getting my tax bill this year and discussing it with my CPA it appears that there is no longer any point to maintaining my W-2 job where I am paying social security, medicare, medicaid etc. and...

This is all Ikon Boats fault with their $200,000.00 rig:laugh:

If you are looking for a place that is fairly quiet and nice the Cheeca Lodge may be the ticket. It is not down in Key West so you will not have the bar scene etc. If you do want to spend some time...

I think at some point we will see mortgage rates in the 5-6% range. I don't think we will see mortgage rates in the 2-3% range anytime soon.

Dang they may as well keep most of the payment and just send you the change.

With rates this high I am really having to motivate myself to sell for premium. I did sell some puts on UNH at the 410 strike when it fell and bought some shares as well and sold a call on BX at 140...

I was watching a video on Canadian home prices. They said almost all Canadians live near one of the major cities and it differs somewhat from America where we have massive suburbs way outside of...

So my wife went out to play today but came home early. She got stung by a bee. I asked her where it happened and she said between the first and second hole. If that is the case, was her stance way...

Our builder hired a drone operator to see what the view would be from the second story of the house we are building. It was very helpful for positioning the house as it had gps coordinates with the...

I wonder if this is happening nationwide or mostly in markets where they are looking to reduce the number of policies?

Totally brutal. So much mental toughness is required and one bad shot and that is it.

What a crazy finish.